ॐ
श्री
गणेशाय
नमः
Recently, we have outreached the famous industrial town of Himachal Pradesh, PARWANOO to serve the small business community who will become the member of Raboun NATC society and will definitely inculcate the habit of savings among them. Come together with us, cooperate we will continue to play a medium to make you prosperous.
1. Home
2. ABOUT OUR (RNATCS) VENTURE
3. Contact us
4. Who can Become members ?
5. Our Managing Director
6. News Room and Photo
Gallery
7. Products of RNATCS
8. Loans
Home
Audaces
fortuna juvate (Fortunes favours
the bold) (Laxumi veeron par kripa
karti hai)
The Raboun Co-operative
Non-Agricultural Thrift and Credit Society(RNATCS) Limited bear its name of a
village which is situated in the vicinity of Solan Town and Solan is a famous
in the world as Mushroom City of India.
₹aboun **
RNATCS is to help you to Work better, Do better, Perform
better, Earn more, Grow more and Be Co-operative for the betterment and well-being
holistic of your family and uplift your standard of life.
The ₹aboun
Co-operative Non-agricultural Thrift and
Credit Society Limited (RNATCS), Solan, Himachal Pradesh came in to existence
and registered with vide No.699 on 27th November,2008 with the
Government of Himachal Pradesh Government but due to some unavoidable
circumstances it was not active. It is being governed under the provisions, rules
and regulations of the Registrar, Department of Cooperative Societies, Himachal
Pradesh Government. This has given the
RNATCS new managing committee the impetus to offer its financial services to
its members more diligently and efficiently.
It is vivified and launched and
started its flight with a very few members on its board on April 14, 2014. People
of all walks of life especially small business unit holders introduced with the
society, touched and pursued to join hands with RNATCS for cooperation and
growth. It is well known fact that
financial matters and well-being is directly or indirectly related to
cooperation among the small, medium and big business enterprises [whether
credit or hand loan] in keeping these views of our Managing Director RNATCS is
flying at present with its 290 members on its board.
Credits and savings of RNATCS proved oxygen to
small business unit holders. Our
Managing Director Sh. Ritesh Walia is the integral part of the society with his
experience many members are flying high and enjoying the Raboun Co-operative
Non-Agricultural Thrift and Credit Society (RNATCS) flights (various beneficial
schemes Loans & Savings). For many
artisan borrowers of the RNATCS, small loan and easy repayment proved as a
mother’s milk to improve their lean and weak small business units. Come and invest in our various schemes for the
Rainy Day. Enjoy worry free savings with
our venture on attractive rate of interest.
The Raboun Co-operative Non-agricultural Thrift and Credit Society
Limited, Solan, believe in holistic well-being of its members along with their
family members. We do not believe in lip
service we do the actual and factual work to develop and strengthened our
members financially as well as socio-economic. Our Managing Director Sh. Ritesh
Walia directs his team with such efforts to maintain or nurture such relations
with the customers and members that they feel comfortable enough to reach out
and discuss with the team for solving their any problems they face with their
businesses it may be of finance or any other.
The working and success of RNATCS
is based on the following pillars of Co-operation Trust, Growth, Confidence, Honesty-Humility,
Economic and Co-operative Behaviour, Human resources and the responsible
distribution of loaning among the members from its deposits which is being collected from its members through RNATCS savings schemes. RNATCS has adopted high standard of services
rendered to its members in its Area of Operation that is at present Solan District. No doubt RNATCS is still in its childhood but with your cooperation RNATCS is running with high speed and on the path of fast growing and expansion
our venture new management committee is intends and planning to expand it to
the other districts of Himachal Pradesh also very soon.
ABOUT OUR (RNATCS) VENTURE
Contact us
Customer
Care
For all your queries
contact :
94188-28924
(10 am to 8 pm)
You can email us at :
rabounnatcsociety@gmail.com
CORPORATE
OFFICE
Vyas Complex, Opp. JBT
Road, Main market Rajgarh Road, Kotla Nala Solan (H.P), 173212
Sh. Ritesh Walia
M.A.(Pub. Adm.)
Managing Director, Mobile Numbers9805187949, 7018016858
Sh. Naresh Thakur
Branch Manager, Mobile Numbers-9418436740
Managing Committe
1. President :- Sh. Pardeep Thakur, Mob- 9418828924
2. Vice President :-
3. Treasurer :-
4. Office Manager :- Sh. Naresh Thakur,
WHO CAN BE MEMBER?
Everyone
who is capable to understand the rules and regulations of the Society. He/she should be residing in Solan District or
doing some job or petty business to earn some money for his/her livelihood and
those who genuinely need finance to run their small unit of business. RNATCS
would give preference in making members to those people who earn some money
daily from their small business units like, Hair cutting saloon, Artisans,
mechanics, peddlers (Travelling Hawkers), Vegetable and fruit vendors,
Haberdashers, Boutiques, Beauty parlors, Dhabawalas, Wayside eateries, and
those who sells their merchandize on barrows or pushcarts etc. For becoming
members you have to deposit Rs. 500.00 as membership fee along with Rs. 50.00
as enrollment fee. Become member and bring prosperity in to your LIFE. It is
clear, RNATCS will offer financial services to its members only to improve
their standard of living, socio-economic condition and to run their small
businesses or entrepreneurs in good conditions. So join hands with our venture
and become its members {“Fide et amore” (SHRDHA aur PREM SE)} by faith and
love.
Our Managing Director
Sh. Ritesh Walia Managing Director of the Raboun
Co-operative Non-Agricultural Thrift and Credit Society Limited (RNATCS), Solan
H.P. He is the pioneer person to launch and vivified this credit society
on 14th April, 2014. Though it was registered in Himachal Pradesh
Government vide registered No. 699 dated 27th November, 2008 yet the core work
of the Credit Society begins on the auspicious day of Vaishakhi (14 APRIL,
2014) only due to hard work and efforts of Sh. Ritesh Walia. It is due to
his endeavour and efforts RNATCS has taken the present position which is
considered to be a good in financial health. He is a post graduate in Public
Administration from Himachal Pradesh University Shimla. He has a long 20
year experience in Cooperative Financing Sector. This has enriched our
RNATCS.
With
his long experience he is well known of the sufferings for want of Finances of
the low paid employees and small business unit holders. His experience in
co-operative credit society has made him a good thought reader and well versed
in thought reading. He has made his hobby to struggle for the
“Financial-Prosperity” of the lower strata of the society. He is of the
opinion that “RNATCS helps those, who are Self-Help” and he always advices
RNATCS members “YOU DREAM and RNATCS will fulfill THEM”. Under his
leadership and guidance the RNATCS’s Fund Managers/Advisors/ Agents are
maintaining high standard of Financial Services with the customers. He
always looks forward to hearing from you and helping you out from your
financial crunches.
Small loans and easy repayments for its members and at any
time is the formula of the Managing Director has become the (MANTRA) for the
success of RNATCS. So it has made the
place in the hearts of its members and he does not hesitate to sanction loan in
a trice to good paymasters. His efforts had brought laurels to the society
recently Himachal Pradesh Government, Department of Co-operative Societies has
allowed to serve its financial services in whole of the District Solan. The
Raboun Co-operative Non-Agricultural Thrift and Credit Society Limited Solan
new Managing Committee latest has given its nod to start new Product under its
ambit i.e. Monthly Income Scheme (M.I.S.) and this scheme has been launched.
With the cooperation of its members and new managing committee he has brought
RNATCS on the fast track of expansion and trying his best to reach out other
districts of Himachal Pradesh also. The day is not far behind when RNATCS
would be a multi-state co-operative Credit society.
News Room and Photo Gallery
BREAKING NEWS:
The Raboun Co-operative
Non-agricultural Thrift and Credit Society Limited (RNATCS) Solan has recently
been permitted to go out from their Special Operation Area (Solan Development
Block) to whole of the District Solan to render their financial services.
The approval letter has been granted to RNATCS by the Government of Himachal
Pradesh which has been received in the office of the RNATCS. Now very soon
RNATCS would expand its financial services at the following towns of the
District Solan Arki, Kunihar, Kandaghat, Dharampur, Kasauli, Garkhal,
Kumarhatti etc. and RNATCS will confine to Solan District only because of its
operational area. Our venture namely RNATCS is fully abide by the
Himachal Prdesh Cooperative Act for doing finance business among members
of the Society only. Therefore, it is golden opportunity for the small
businessmen self employed professionals to scale new heights in their units of
entrepreneurs through our society. Our venture RNATCS is meant for the
well-being of its members only. The people of these small towns are most
welcome to become the memebers of our Society and get benefits of the various
schemes of the Society. The Raboun Cooperative Non-agricultural Thrift
and Credit Society Limited (RNATCS) Solan is working under the
VIGIL EYE of the Cooperative Department of the Himachal Pradesh
Government.
LATEST NEWS:
We provide FREE Personal Accidental Policy cover of one
year for those who open RD Account for three years and for
those also who give us fixed deposit of Rs. 50,000.00 (Rs. Fifty thousand
only).
RNATCS has recently launched
Monthly Income Scheme (M.I.S.) for its members. All members are requested to go
through this scheme and avail the benefit.
On the auspicious occasion of 'AKSHAY TRITYA' 9 May,2016 a full fledged new branch of Raboun NATCS has been inaugurated by our Managing Director Sh. Ritesh Walia at Kunihar. On the following address: Garg Building, Main Road, Kunihar, Distt. Solan to render financial services to it's members only. Come, Be a part (members) of this venture (Raboun NATCS) financial galaxy(Society) to glow and grow more in your business activities.
On the auspicious occasion of 'AKSHAY TRITYA' 9 May,2016 a full fledged new branch of Raboun NATCS has been inaugurated by our Managing Director Sh. Ritesh Walia at Kunihar. On the following address: Garg Building, Main Road, Kunihar, Distt. Solan to render financial services to it's members only. Come, Be a part (members) of this venture (Raboun NATCS) financial galaxy(Society) to glow and grow more in your business activities.
Our following full fledged, fully computerized branches are at the following towns of the Solan district are working from 10 am to 5 pm on all working days and the Kunihar branch is opened on Sunday also and closed on Monday.
1. Darlaghat Branch:- Ambuja road, near PNB ATM Teh Arki, Distt. Solan. Branch Manager- Smt. Kiran Sharma, Mob- 8219329597
2. Dharampur Branch:- Kanda road, Teh Kasauli, Branch Manager- Sh. Lal Chand, Mob- 9817573194
3. Kandaghat Branch:- Nandiram Building, near mini secretariat Kandaghat, Branch Manager- Ankur Walia, Mob- 9817137270
4. Kunihar Branch:- Garg building, main road Kunihar, Teh- Arki, Branch Manger- Sh. M.P. Singh, Mob- 9817137270
5. Parwanoo Branch:- Bhatia building, Kasauli road, Sector-2, Parwanoo, Branch Manager- Joginder Singh Mob- 9418742002
6. Solan Branch:- Vyas Complex, Rajgarh Road, Opp. JBT Road, Kotle Nala, Solan H.P. Mob-9418828924
Products of RNATCS
OUR SAVING SCHEMES
Recurring Deposit
Scheme(R.D)
Fixed Deposit(F.D)
Daily Deposit Scheme
Monthly Income
Scheme(M.I.S.)
We do not boast but say with confidence that our venture
RNATCS is a Safe and Secure place for your investments, faith and trust are
most important to build healthy relationship. Our members and new customers
are having unwavering faith and trust in our venture. Often, we are
sensitizing the general public and our members about the services and quality
we render. We always endeavor to have a strong relationship with our
every member. We deliver consistent financial services to them. We always encourage
the habits of SAVINGS in our members. Therefore, our venture offer higher
rate of interest on their deposits than other financial institutions.
Savings are most necessary for every body for the rainy day. In large financial institutions investing
involves risks of fluctuations in the rate of interest you may gain or lose
money, but in our society there is no such chance of losing money. In our
venture RNATCS once the rate of interest is given that will be remain same for
the period locked. RNATCS always gives higher rate than other financial
institutions. Hence there is no risk of
losing the money in fluctuation
situation.
LATEST NEWS:
We provide FREE Personal Accidental Policy cover of one
year for those who open RD Account for three years and for
those also who give us fixed deposit of Rs. 50,000.00 (Rs. Fifty thousand
only).
Recurring Deposit Scheme(R.D)
|
||
Time
|
Rate
of Interest
|
Rs. 100 will become at the time of
maturity
|
24 Month
36 Month
60 Month
|
10.50 %
11%
12%
|
2678.00
4246.00
8110.00
|
The deposit shall be in multiple
of Rs.100.00
|
||
Fixed Deposit(F.D)
|
||
Time
|
Rate
of Interest
|
Special Rate of interest
|
12 Month
|
9
%
|
10% only for Women kand Senior citizens
|
The deposit shall not be less than
Rs.10000.00
Investment of Rs.10000 for 1 year
will fetch Rs. 1000, 1100 & 1150 at the time of maturity.
|
||
Daily Deposit Scheme
|
|
Time
|
Rate
of Interest (On maturity (365 days))
|
12 Month
|
7
%
|
- Minimum amount required for daily scheme is Rs.20 per day.
- Rs. 50 daily deposits will become Rs. 18980.00 in 12 months.
**Our Financial/Fund Managers/Agents will collect
cash daily from your door step.
Monthly Income Scheme (M.I.S.)
Our main aim/idea is to make
people more financial strong and effective so that they may live the lives they
want. RNATCS has launched (M.I.S.) for
the benefit of its members and customers.
In the retiring life no more monthly pay cheque from your employer or
from business but the expenses do not stop.
Then an investment in M.I.S. will ensure that monthly income do not stop
coming and you enjoy a free and truly rewarding life. Interest can be drawn through auto credit
into a Recurring Account in our RNATCS it can be opened in our office through
filling a prescribed form.
M.I.S
The
RNATCS Provides for monthly payment interest income to member investors. It is
meant for investors who want to invest a sum amount initially and earn interest
on monthly basis to supplement their income i.e. each month. Interest on your deposit becomes another
source of income. The scheme is, therefore, more beneficial for investors.
*70% of loan deposit would be available.
*Nomination option under MIS.
*No premature withdrawal
facility.
The MIS customer will get Rs. 1000 per month on depositing Rs. 100,000/-
LOAN SCHEMES
Loan is a best way to get/obtain CASH. We provide loans to our members for business
growth and expansion. Loans are the
great big way for small/middle business men/women to expand their business and
grow quicker than it could otherwise.
We provide hassle free loans to our
members for income generation purpose, creating employment opportunities
for the unemployed for leading a comfortable socio-economic and
high standard of life. If you are a self-employed and lack access to
banking and related services come to RNATCS. Our endeavor is to help the
underserved, downtrodden and lower strata of the business community to earn
livelihood through RNATCS. To ensure the punctual recovery of the loan
RNATCS has arranged fund managers to collect the loan installment or the saving
deposits from the door step of the loanees or the depositors. This saves
the valuable time of the petty business communities. Those members who are
regular to repay their loan installments never feel shortage of funds in their
businesses. We treat the each member equal and we are very eager to help them
financial. If you are a member of our
venture there is ease of getting a loan and you can get a loan quickly and
early. Some times before granting you a
loan the fund/finance managers will check whether you are a good paymaster or
bad paymaster. If you are considered a
bad paymaster it will be very hard and difficult for you to get/obtain loan
from our Society and if you want your membership fee will be refunded to you
immediately. Borrow the only amount you need, with your means. Because loans are reliable method of raising
additional cash for business activities and loans are time honored therefore
pay back loans in installments on time as soon as possible and RNATCS do not want to take any risk on bad
paymasters.
SOCIETY offers wide variety of Loans to the members to suit their requirements with easy repay facilities.
1. Daily loan Scheme
2. Loan Against Deposits
3. Employees loan
4.
Emergency Loan*
Daily loan Scheme
- We provide loan for 6 month basis.
- We provide maximum
loan up to Rs.100,000.00
- This loan is available only to those who
earns daily.
- Loanee have to
arrange TWO Guarantors.
Loan Against Deposits
- Maximum 75% of the
total deposits will be sanctioned to the depositor.
Employees loan
- Maximum loan up to
Rs.100,000.00
- Repayment in 18
months only.
- Society will keep 10%
of the loan amount as security.
- Loanee have to
provide TWO guarantors.
Emergency Loan*
- Loan up to
Rs.50000.00
- Repayment within 3
months and TWO guarantors are required.
REPAY YOUR LOANS TIMELY & NEVER
FEEL SHORTAGE OF FINANCE ” RABOUN NATCS IS ALWAYS AT YOUR FINANCE SERVICE”
RABOUN Stands for:- ----- R = Rupee, A = Arrangement, B =
Business, O = Obtain, U
= Use, N
= Net income
It means RABOUN stands for Rupee
Arrangements to be Obtained for Business Use to increase Net
income
Ritesh
Walia
Managing
Director
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